All Major Banks Credit Card Service
About Us
A service that allows holders to purchase products and services in return for a credit card. It quickly pays for the services and goods, however the cardholder must repay the amount over time with a predetermined percentage of interest.
Age & Income Criteria
You must be at least 18 years old, but some banks require a minimum age of 21. The maximum age requirement is generally up to 60 years.
Salary
Your annual income determines if you’re eligible for a particular card. The average income requirement is between Rs 1,44,000 and Rs 25,00,000 per annum for both salaried persons and self-employed.
Employment & Credit score
Most banks give credit cards to salaried or self-employed individuals and business owners. You must have maintained a minimum credit score of 750.
Documents Needed
- Aadhaar card
- Pan Card
- Last two months' bank statement
- Latest payslip
Our Benefits
- interest-free period: You can repay your balance without interest for up to 50 days.
- Discounts: You can save money on purchases like flight tickets, holidays, and large purchases.
- Rewards: You can earn rewards points, cash back, and frequent-flyer miles.
- Signing bonus: New cardholders can receive a one-time signing bonus.
- Cash alternative: You don't need to carry cash everywhere.
- Record of transactions: You can keep track of all your transactions.
- Credit limit
- Higher interest on cash withdrawals
- Accepted anywhere that offers goods or services
- Borrowing money from a bank to make purchase